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Citizens Inc - Class A

$5.18
Market Cap 260.55M
ROE 8.0%
Gross Margin 38.2%
Debt/Equity 0.0
Current Ratio 0.0
Revenue QoQ 7.3%
EPS QoQ -2.7%
F-Score 2

About

Citizens, Inc. is a diversified financial services company providing life, living benefits and final expense insurance and other financial products to individuals and small businesses in the U.S., Latin America, and Asia. Through its customer-centric growth strategy, Citizens offers innovative products to address the evolving needs of its customers in their native languages of Spanish, Portuguese, and Mandarin. The company operates two primary segments: Life Insurance, where the Company is a market leader in life insurance and accident and health insurance in Spanish, Portuguese and Mandarin in the United States, Latin America, and Asia and Home Services, which operates primarily in the U.S. Gulf coast region.

Exchange
NYSE
Sector
Financial Services
Industry
Insurance - Life

Sector context

Financial Services

Overvalued

Trading at a discount to sector peers

P/E
13.93
vs median 2.78
P/B
1.08
vs median 1.67
ROE
0.08
vs median 0.13

Lower quality - review fundamentals carefully

Small-cap company with higher volatility

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